This Privacy Policy applies to the Karma Gifts website (the “Site”), which is owned and operated by Stephen Joseph, Inc. (“Stephen Joseph” or “we”), and forms part of the Terms and Conditions of Use that govern your use of the Site.

PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THE SITE. By using our Site, you acknowledge that you have read this Privacy Policy, and agree to be bound by it. If you do not agree to any of the terms contained in this Privacy Policy, your remedy is not to use the Site.

This Privacy Policy does not apply to information collected by third parties, including via websites, applications, or other content that may be accessible from or linked to this Site. STEPHEN JOSEPH IS NOT RESPONSIBLE FOR THE CONTENT OR PRIVACY PRACTICES ON ANY NON-STEPHEN JOSEPH SITE TO WHICH THIS SITE LINKS. There may be links on our website to the web sites of others. When you click onto one of these links, you are leaving Stephen Joseph’s website and accessing another party's website. These other web sites are not under Stephen Joseph’s control and may collect personal information from you. Our Privacy Policy does not address the information, privacy and security practices or policies of any other website. For more information, please read our Terms of Use.

Personal Information Collected

In order to provide you with a friendly, customized, and efficient experience, we collect personal information of several types from our customers. Please note that our site is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children under the age of 13.

Information you provide us:

We receive and store any information you enter on the Site or provide to us in any other way. You may be asked to provide us information about you when you create an account or registry, write a review or comment, ask a question, register to receive Stephen Joseph emails, participate in contests, sweepstakes or promotions or make a product purchase. You can choose not to provide us with certain information, but then you may not be able to take advantage of many of the features of the Stephen Joseph Site.

Stephen Joseph uses the information you provide to us in order to improve the quality of the Site and Services, in certain instances, provide you with customized content according to your preferences, fulfill your requests for Stephen Joseph’s products or services, and send you information about Stephen Joseph and its products and services.

To provide you with the best possible information and service, we may combine information you give us online with information from our stores. We may also combine information with publicly available information we obtain. We use that combined information to enhance and personalize your shopping experience with us, to communicate with you about our products and events that may be of interest to you and for other promotional purposes.

At your election you may choose to stop receiving future electronic communications from Stephen Joseph and/or Stephen Joseph Partners by calling our Customer Service Department at 1.800.725.4807.

At your election you may choose to stop receiving future mailed communications, including catalogs, event announcements or other offers from Stephen Joseph and/or our partners by calling our Customer Service Department at 1.800.725.4807.

Cookies & Other Technology

Like many sites, our Site employs cookies and web beacons to speed your navigation of the Site, recognize you and your access privileges, and track your Site usage.

(a) Cookies are pieces of information that a website transfers to your computer's hard disk to enable saving of your Site preferences, and other record-keeping purposes. Cookies in and of themselves do not personally identify users, although they do identify a user's computer. We do not combine personal information you provide to us with information collected through cookies. Most web browsers can be set to refuse cookies, although this may cause certain features of our Site or Service to cease functioning properly. The "help" portion of the toolbar on the majority of browsers will direct you on how to prevent your browser from accepting new cookies, how to command the browser to tell you when you receive a new cookie, or how to fully disable cookies. Please note, however, that if do not cookies, you will not be able to take advantage of some of our attractive features.

(b) Web beacons assist in delivering cookies and help us determine whether a web page on this Site has been viewed and, if so, how many times. For example, any electronic image on this Site, such as an ad banner, can function as a web beacon.

(c) We may use certain third-party companies to help us tailor site content to users. These companies may employ cookies and web beacons to help us deliver an optimized user experience on the Site. Any information that these third parties collect via cookies and web beacons is not linked to any personal information collected by us. These companies are usually prohibited by contract from using this information for their own marketing purposes or from sharing this information with anyone other than Stephen Joseph. For example, when you submit a "product review" to the Site, your information will be received and managed by an independent contractor that organizes the reviews and manages that element of our Site. Before you submit a review, you should review the "Terms of Use" and "Standards for PRIVACY POLICY | UPDATED FEBRUARY 26, 2014 Reviews" that are linked on our Site so that you can understand the terms and conditions for acceptance and use of your information.

(d) Log Files. When you visit the Site, web servers collect information "traffic data" (such as, for example, time and date, the address of the website from which you entered the Site) about your visit, which is stored as anonymous, aggregate data. Collecting such data may entail the use of IP addresses or other numeric codes used to identify a computer. Stephen Joseph uses "traffic data" to help diagnose problems with its server, analyze trends and administer the Site. Your IP address is not linked to personally identifiable information, but is used to gather broad demographic data and to monitor statistics to improve the Service. Stephen Joseph may also use your IP address to help diagnose problems with its server. IP addresses are also used to provide an audit trail in the case of any attempted illegal or unauthorized use of the Site.

Product Reviews

You may choose to submit a product review. If you wish to post a review, we will ask you to login with your username and password (or if it is your first review, to create a username and password. When you submit a review, your geographic location will be visible to other users (your email address will be kept private). Also, any personally identifiable information that you submit as part of the review can be read or used by other visitors to the Site. We are not responsible for any personally identifiable information that you choose to submit as part of your review. We strongly encourage you not to post or share any personally identifiable information such as your email address, phone number or address as it may pose safety concerns or otherwise violate our Terms & Conditions.

Sharing of Information

We do not share, sell or trade with third parties your Personal Information gathered online or via mobile, such as email addresses or mobile phone numbers, Personal Information collected as part of an online survey or other specific details about you, except with your consent or as described in this Privacy Policy. We do not contribute to or participate in cooperative databases, which give other companies access to such Personal Information.

The Personal Information and Aggregate Information we collect may be shared with reputable third- party organizations to contact consumers for marketing and promotional purposes. Third party contacts to our customers may be initiated only by postal mail. We may divulge Personal Information if such action is required for Stephen Joseph, Inc or any of our service providers or consultants to comply with any valid legal process, such as a subpoena, search warrant, statute or court order, or any valid administrative request from a law enforcement agency. In addition, we may divulge Personal Information if we or any of our service providers or consultants believes that such disclosure is necessary to address any unlawful acts or acts that may endanger the health or safety of another customer or of the general public.

Security

Our Site incorporates physical, electronic, and administrative procedures to safeguard the PRIVACY POLICY | UPDATED FEBRUARY 26, 2014 confidentiality of your personal information, including Secure Sockets Layer ("SSL") for all financial transactions we process. We use SSL encryption to protect your personal information online. Information collected by Stephen Joseph is stored in secure operating environments that are not made generally available to the public. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, Stephen Joseph cannot ensure the security of any information you provide, and you do so at your own risk. Once Stephen Joseph receives your transmission, we will make reasonable efforts and comply with industry practices to ensure its security on its systems.

Third Party Sites

The Stephen Joseph Site may permit you to link to other websites on the Internet, and other websites may contain links to the Site. These other websites are not under Stephen Joseph’s control. The privacy and security practices of websites linked to or from the Site are not covered by this Privacy Statement, and Stephen Joseph is not responsible for the privacy or security practices or the content of such websites.

Changes

Stephen Joseph reserves the right to change or update this Privacy Statement at any time by posting a notice at the Site. Information collected by the Service is subject to the Privacy Statement in effect at the time of use. Last updated February 26, 2014.